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5/29/08
Another Boomer's 2
cents on uninsured
drivers
...
I'm speculating here and would love for a
traffic cop to contribute some information to
either refute my opinion or verify it.
I, too,
have been hit by uninsured motorists, twice.
Lucky for me, the damage was minimal. It
would have been great,
though, if the other drivers'
insurance had paid for it.
Interestingly, neither driver even had a driver's
license. My guess is there are so many uninsured motorists because there
are so many unlicensed drivers.
The police can't even issue a traffic ticket to
many drivers because they don't have a
license or any identification. It's such a hassle to deal with them
that they often just let them go on their way. One illegal acquaintance
told me he was stopped for speeding two times on the way to Houston (in one
day) and nothing happened to him. He has a shiny late model pickup truck
with Texas plates but no drivers license and no insurance.
You know illegals don't have valid driver's
licenses, yet they drive their vehicles on our
streets every day. They have families, jobs, apartments and are otherwise
law abiding residents. (I know they are here
illegally, but besides that they are law abiding.)
I would bet most would be happy to purchase
not only liability insurance but collision and comprehensive coverage,
as well. There are tens of thousands of them here in North
Texas, millions throughout the state. I'm
surprised the insurance companies
are not lobbying for this.
If illegal residents can't get a valid Texas
drivers license, how can they get insurance? If
they don't have a SSN, how can they get insurance?
It seems to me this uninsured motorist issue
could be greatly mitigated and traffic laws could
be much better enforced if all Texas drivers had valid driver's licenses and
people could get liability insurance without an SSN.
The state of Texas should provide some kind of a
non-resident or
temporary license to these people. They are here to stay, that's a fact.
They're not going anywhere, especially back home anytime soon.
We must face it that this is a mass
migration and not some temporary immigration phenomenon. We must deal with
it realistically, the sooner we do the sooner we will get this problem under
control.
A drivers license would also provide these
people with a bona fide ID card and that would be great for them and for law
enforcement - not to
mention merchants, banks, schools and hospitals.
I know this DL thing is controversial, thinking
of Hillary Clinton's DL statement flak in NY, but
it's the only solution. Confiscating their vehicles causes big time
hardship on families and doesn't solve the problem. I would sayit could
even cause otherwise law abiding people to turn to petty crime
or other unsavory means to get another vehicle so they can work or,
just to pay their rent.
I agree that there should be enforcement of the
uninsured motorist laws and don't have a problem
with towing if it can be proved in a radio call that the offender was indeed
uninsured and didn't just neglect to put their proof of insurance card in
the glove box.
But until everyone has an opportunity and access
to insurance, it seems
like a misguided policy that will be painfully difficult and expensive to
fairly carry out and will end up doing far more harm than good.
Thanks for your diligence and dallasarena.com, I
don't always agree with you,
but I really appreciate you.
John Meiners
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