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To: Honorable Mayor and City Council
Representatives
Dallas City Council
DATE: 4-2-2008
SUBJECT: Personal Automobile Proof of Financial Responsibility
Ref.. Texas Transportation code.. 601.191
| Personal automobiles on Texas roads and highways (in motion) are required to be
covered by clearly defined limits of financial responsibility. If such
coverage is determined to be non-existent, the vehicle must not be on Texas
roads. The text below describes the requirements -- but why does the City Of
Dallas have to "Study The Issue" to determine that vehicles in question (without
coverage) should be removed from Texas roads? It might present a hardship for
those who can not afford insurance (or other coverage), but let us remember the
potential victims who suffer from the uninsured destroying property and lives.
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4/6/8
James Northrup:
Uninsured motorists'
vehicles should be impounded when the citation is issued.
Not after an accident - when the
damage has literally been done.
Council should request a
report from the insurance industry on the cost to insured motorists
- of getting hit by an uninsured motorist.
Insured motorists and insurance companies are paying
for the City's lax enforcement - every day
the City delays
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What are the penalties for not having insurance?
Texas law (Texas
Transportation Code §601.191) provides severe penalties for violating the
state’s financial responsibility laws. A first conviction may result in a fine
between $175 and $350. Subsequent convictions could result in fines of $350 to
$1,000, suspension of driver’s license, and impoundment of the automobile (www.tdi.state.tx.us/consumer/cb020.html).
Rad Field,
Dallas citizen and taxpayer
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